Nowssen Wealth applies stringent due diligence procedures in the prevention of money laundering and terrorist financing, in accordance with:

• The Swiss Anti-Money Laundering Act (AMLA)

• FINMA guidelines and circulars

• The European Anti-Money Laundering Directive (EU) 2015/849 and its amendments

• FATF (Financial Action Task Force) recommendations

As a regulated financial intermediary, Nowssen Wealth also complies with the Swiss Financial Services Act (FinSA / LSFin), particularly regarding client segmentation, documentation obligations, and the duty to inform and verify.

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Internal Governance and Compliance Function

The compliance and AML framework is supervised by a designated Compliance Officer, responsible for the implementation, training, and periodic review of regulatory procedures. A risk-based approach is applied throughout the client lifecycle.

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Due Diligence Procedures

We implement robust onboarding and monitoring processes, including:

• Know Your Customer (KYC) and client risk assessment

• Identification of Ultimate Beneficial Owners (UBO)

• Screening for Politically Exposed Persons (PEP)

• Sanction list checks and adverse media monitoring

• Transaction surveillance and ongoing due diligence

All client profiles and relationships are reviewed periodically, in accordance with our internal AML policy.

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Technology and Monitoring Tools

Nowssen Wealth uses certified third-party solutions for AML screening, watchlist checks, and compliance documentation. These tools support real-time verification against international sanctions and enforcement databases.

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Zero-Tolerance Policy

We apply a strict zero-tolerance policy toward any breach of financial integrity, including money laundering, corruption, market abuse, or tax evasion. Any suspicious activity is escalated and reported to the competent Swiss authorities.

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Sustainable Finance & ESG Integration

In addition to regulatory compliance, Nowssen Wealth integrates Environmental, Social, and Governance (ESG) criteria across its investment process. We follow the guidelines of the EU Sustainable Finance Disclosure Regulation (SFDR – Regulation EU 2019/2088) and maintain an internal ESG framework tailored to our clients' values.

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Available Documents (on request)

• Regulatory Information Brochure

• Simplified Internal AML Policy

• Standard KYC Form

• Engagement Letter / Management Mandate

• General Terms and Conditions of Service

• ESG Investment Policy

Certain documents may be provided subject to a confidentiality agreement or onboarding process.

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Contact

For any questions regarding our compliance framework or to request documentation:
Email: contact@nowssenwealth.com
Telephone: +41 44 833 63 88